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Original cost of asset
Sale consideration
Date of acquisition
Date of transfer
Type of asset sold
Holding Period
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Duration of holding
Gain Type
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Short-term or Long-term
Tax Payable
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Capital gains tax

Capital Gains Tax Breakdown

ComponentValue

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What Is a Capital Gains Tax Calculator?

A Capital Gains Tax Calculator computes the tax payable on profits from selling capital assets like stocks, mutual funds, property, or gold. It determines whether the gain is short-term or long-term based on holding period and applies the appropriate tax rate.

Capital gains tax is a significant component of investment returns. This calculator helps you understand the tax impact of selling investments and plan your exits strategically to minimize tax liability.

Capital Gains Tax Formula

Capital Gain = Sale Price - Purchase Price
STCG Tax = Gain × Applicable Rate
LTCG Tax = (Gain - Exemption) × Applicable Rate + Cess
Capital Gain = Sale - PurchaseSTCG = Short-term (higher rate)LTCG = Long-term (lower rate)

Frequently Asked Questions

What is capital gains tax?
Capital gains tax is levied on the profit from selling a capital asset like shares, mutual funds, property, or gold. The tax rate depends on the holding period (short-term vs long-term) and type of asset.
What is the difference between STCG and LTCG?
STCG (Short-Term Capital Gain) applies when assets are held for less than the threshold period. LTCG (Long-Term Capital Gain) applies beyond that. For equity: STCG < 12 months, LTCG >= 12 months. For property/gold: STCG < 24 months, LTCG >= 24 months.
What are the capital gains tax rates?
Equity STCG: 20%. Equity LTCG: 12.5% above ₹1.25 lakh. Debt/Property/Gold STCG: As per slab (30% max). Debt/Property/Gold LTCG: 20% with indexation benefit. Indexation adjusts purchase price for inflation.
What is indexation benefit?
Indexation adjusts the purchase price for inflation using Cost Inflation Index (CII). This reduces the taxable gain. For example, if you bought property for ₹50L in 2015 and CII has doubled, indexed cost becomes ₹1Cr, reducing taxable gain significantly.
How to save capital gains tax?
Invest LTCG in specified bonds (Section 54EC) within 6 months. Reinvest in another property (Section 54/54F) within specified time. Hold equity for 12+ months to get LTCG benefit. Use 80C deductions to offset STCG.

Found This Useful?

Plan your investment exits to minimize capital gains tax.