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Loan Calculators & Tools

Comprehensive loan calculators for home, car, personal, and business loans. Plan your borrowing wisely.

Featured Loan Tools

Essential calculators for every need

Frequently Asked Questions

Common questions about loan calculators

How is EMI calculated?
EMI = [P × R × (1+R)^N] / [(1+R)^N - 1], where P = Principal, R = Monthly interest rate, N = Number of months. Our EMI calculator computes this instantly.
Should I prepay my loan or invest?
If your loan interest rate exceeds your expected investment returns, prepay. For example, if home loan is 8.5% and you can earn 12% from investments, invest instead.
What is the difference between fixed and floating rate?
Fixed rate remains constant throughout the loan tenure. Floating rate changes with market conditions (repo rate). Fixed offers stability, floating can be cheaper when rates fall.