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Offer Letter Decoder
Offer Letter Decoder
Decode your CTC structure and see exactly what goes into your in-hand salary
📋 Enter CTC Details
📊 Your Breakdown
Total CTC (Annual)
*required
₹
Basic Salary
annual
₹
HRA
annual
₹
Special / Flexi Allowance
annual
₹
Variable / Bonus
annual
₹
Joining Bonus
one-time
₹
City
Metro (Mumbai / Delhi / Chennai / Kolkata)
Tier 1 (Hyderabad / Bangalore / Pune)
Tier 2 / Other
Do you pay rent?
Yes — I pay rent
No — own / parents' home
Employer PF included in CTC?
Yes — PF is part of CTC
No — PF is over and above CTC
Gratuity included in CTC?
No
Yes — included in CTC
Tax Regime
New Regime
Default · Lower slabs
Old Regime
HRA · 80C deductions
Calculate In-Hand Salary →
Monthly In-Hand
—
per month
Annual In-Hand
—
take-home yearly
Monthly TDS
—
tax deducted
Monthly Breakdown
Offer Reality Check
← Edit inputs
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